The subject of this article is digital technologies and innovations in the service sector studied in terms of their impact on improving the quality and efficiency of services provided as well as in terms of the formation of competitive advantages in the market. The purposes are to explore the possibilities of the digital technologies and to analyse ways to introduce them into the practice of service companies for improving the quality of service and achieving sustainable business growth. The methodology includes a theoretical review of scientific publications and practical research related to digital transformation in the service sector. Analytical approaches based on quantitative assessment of the impact of technology on customer satisfaction and profitability of companies are used. The findings are applicable in service sector organisations focused on providing quality products and high level of customer service. The results can be used by middle and senior managers to develop digital transformation strategies aimed at improving operational efficiency and competitiveness. To fully exploit the potential of innovation, integrated approaches are needed that consider technological, organizational, and cultural aspects of the functioning of companies.

The article is devoted to the study of problems of strategic industrial management in the context of socio-economic transformation of Russian regions. In the context of global changes caused by external and internal factors, such as sanctions, coronavirus pandemic as well as internal structural transformations of the socio-economic complex, there is a need to revise approaches to industrial management at the regional level. The author of the article considers the key challenges and opportunities facing the Russian industrial sector, analyses existing models, strategic management tools and offers recommendations for optimising management processes in the regions. Particular attention is paid to the adaptation of industrial enterprises to new economic conditions, including digitalisation of production, development of innovations, and increased energy efficiency. The mechanisms of state support for industry aimed at stimulating growth, and modernisation of production capacities are considered. The article emphasises the importance of interregional cooperation and coordination of actions of federal and regional authorities to achieve sustainable development of the industrial sector. The author of the article emphasise the need to develop comprehensive strategic plans that consider the specifics of each subject and are focused on long-term prospects, which is reflected in the list of principles of effective strategic management of the industry of the Russian Federation (hereinafter referred to as RF) in the context of the socio-economic transformation. It is formed based on the results of the study. The proposed measures are aimed at increasing the competitiveness of the Russian industry in the world market and at ensuring the technological sovereignty of the country based on the results of implementing the principles of the effective strategic management of the Russian industry. The study is founded on a system analysis, review of statistical data, official documents, and expert assessments, which makes it possible to represent the discussions and conclusions of the research as objective and applicable in practice in the context of formation of mechanisms for state management of the economic system and development of the industrial potential of the RF.

The article is devoted to the analysis of the current state and development prospects of the treasury payment system in the Russian Federation (hereinafter referred to as RF). It plays a key role in optimising public finances and ensuring the stability of the economy. The article considers the reform of the Treasury, including reduction in the number of settlement accounts from 44 thousand to 89 thousand and introduction of the state information system “Electronic Treasury”, which allowed to accelerate the processing of payments and increase the transparency of budget expenditures. The article raises topical issues related to liquidity management on the single treasury account and to risk management of placement of free funds, and discusses possible ways to improve risk and liquidity management tools. Attention is paid to the expansion of the powers of the Russian Treasury and establishment of its external similarity in functions with the RF Central Bank as well as to the analysis of similarities and differences between the national payment system and treasury payment system. The study applies system analysis, deductive method, and institutional approach, which allows us to examine the Treasury as a single mechanism considering its functions and tasks. The article is based on the works of Russian scientists and programme documents, such as strategic map of the Treasury for 2022–2030. The practical significance of the work lies in the proposal of directions for the development of risk and liquidity management mechanisms, which can contribute to further development of the treasury payments system in the conditions of digitalisation and changing economic realities.

In recent decades, the Russian nuclear industry has been actively exploring foreign markets, offering competitive technologies, infrastructure solutions, and fuel services. In this context, the purposes of the study are a comprehensive theoretical and methodological substantiation and practical assessment of the export potential of the Russian Federation’s nuclear energy industry in the context of growing geopolitical crisis with consideration to the transformation of the international energy architecture, sanctions restrictions, and changing models of global cooperation in the nuclear field. The relevance of the research lies in the fact that in the context of increasing geopolitical tension, nuclear energy, being one of the most knowledge-intensive and high-tech segments of the domestic economy, has a unique export potential, which is manifested not only in the construction of nuclear power plants (hereinafter referred to as NPP) abroad, but also in the supply of technologies, fuels, services, and competencies. The topic covers the strategically important task of defining the role and potential of the nuclear energy as an instrument of Russia’s foreign economic policy and as a source of strengthening national technological sovereignty. The study aims to assess the current state of the RF’s export opportunities in the field of NPP construction abroad, nuclear fuel supplies, technologies, and engineering solutions as well as to design strategic directions for sustainable development of the industry in conditions of limited access to Western markets and need to refocus on partnerships with countries in Asia, Middle East, Africa, and Latin America.

Financial and investment models of social security (hereinafter referred to as FIMSS) are critical for ensuring social stability and economic resilience of the state. Amid global demographic shifts, technological advancements, and climate challenges, there is a pressing need to adapt social security systems to emerging realities. The relevance of the study lies in the necessity to analyse the historical evolution of the FIMSS and to identify pathways for their modernisation to ensure long-term financial sustainability. The research aims to explore the transformation of the FIMSS and assess their potential in addressing contemporary social challenges based on global experience. The study employs methods of historical analysis, scenario modeling, and evaluation of the financial sustainability of the social security systems. It is found that traditional FIMSS face limitations under demographic pressures and technological shifts, with their financial stability requiring innovative risk management approaches. The results indicate that the adaptation of the FIMSS necessitates forward-looking strategies, including technology integration and reevaluation of funding sources. The proposals include optimising the social security systems through the development of universal programmes and strengthening the state’s role in managing social risks. In conclusion, the study highlights the importance of a comprehensive approach to reforming the FIMSS to meet the challenges of the 21st century.

This article discusses technological innovations in improving business efficiency and challenges of developing commercial banks in market environment. The study reveals the basics of the introduction of innovative technologies in the banking sector; shows the impact of digital solutions on the efficiency of the commercial banks; examines the introduction of the innovative technologies in the banking sector; analyses the experience of the commercial banks in the field of technological transformation; identifies key problems and promising areas of innovation in the banking industry. The study notes cyber risks and threats to information security: with the growth of digitalisation, the number of attacks increases, in particular, on mobile services and API (application programming interface). Dependence on external vendors on technologies, especially when using foreign solutions, has been indetified. Low digital literacy of some customers, especially older ones, is found, which makes it difficult to complete digital transformation. In the coming years, technological innovations will have a decisive impact on the transformation of bank business models. The transition from a universal model to a platform one is expected, where the bank becomes not only a financial service provider, but also a digital ecosystem. In conclusion, the results and suggestions for improving the technological innovations in the commercial banks are given.

The issues of development of digital financial technologies in the Russian Federation (hereinafter referred to as RF, Russia) are investigated. The article considers foreign and domestic experience of using digital technologies in financial and investment spheres. The stages of formation and further development of the market of digital financial assets and digital rights in the RF are shown. The peculiarities of their issue in the Russian state are studied. We have researched utilitarian digital rights and digital rights that simultaneously include unitary digital rights and digital financial assets. The experience of issuing tokens (tokenised assets), both divisible and indivisible, in Russian information systems is considered. The possibility of using the digital financial assets to attract financing from abroad has been studied. The authors have researched the experience of using them in social sphere, in particular while restoring historical art objects. The activity of operators of investment platforms and information systems in Russia related to the issuance of the digital financial assets and digital rights has been examined. Among them, the largest operators are identified. Conclusions are drawn about the prospects for the development of the digital financial assets and digital rights based on the digital investment platforms and information systems.